Do you want to make money in your spare time without spending any money? If the answer is yes, these money-making apps without investment are perfect for you.
I’ve been testing ways to make money with phones for years. In this post, I’m sharing 12 of my all-time favorite methods to earn money with your phone without any investment.
I’m covering a mix of survey, reward, and gaming apps for both Android and iOS, so anyone can start earning.
Want more money ideas while you try these apps? Check out:
- EarnIn: Borrow $100 a day against an upcoming paycheck!
- ClearOne Advantage: Get qualified debt relief help if you have $15,000+ in credit card debt!
The Best Money Earning Apps Without Investment
1. Branded Surveys
Branded Surveys is a leading survey website available in the United States, Canada, and the UK, now with a mobile app for on-the-go surveys.
- Earnings: $0.25 to $2 per survey
- Cash Out: $5 minimum
- Rewards: Gift cards and PayPal cash
- Bonus: $1 sign-up bonus
Try Branded Surveys!
2. Freecash
Freecash is a new rewards platform with over 100 ways to earn, including downloading apps, watching videos, and playing games.
- Earnings: Over $80 with minimal testing
- Cash Out: PayPal, crypto, and gift cards
- Platform: Website and Android app
Try Freecash!
3. Capital One Shopping
This app helps online shoppers save money by automatically applying available coupon codes at over 30,000 stores.
- Feature: Amazon price-comparison tool
- Rewards: Gift cards for shopping at partner merchants
Start saving with Capital One Shopping!
4. Cash Giraffe
Cash Giraffe is an Android gaming app that pays you to play new games, with a low cash-out threshold of $0.20.
- Earnings: Variety of games with frequent updates
- Cash Out: PayPal and gift cards
Try Cash Giraffe!
5. Survey Junkie
Survey Junkie is a simple-to-use survey app that pays well for your opinions.
- Earnings: $1 to $3 per survey
- Cash Out: $5 minimum
- Rewards: Gift cards and PayPal
Try Survey Junkie!
6. Rewarded Play
Rewarded Play lets Android users earn money by playing games. Cash out starts at $5 with a range of gift cards.
- Platform: Android
- Rewards: Gift cards
Start earning with Rewarded Play!
7. MyFreeApp
MyFreeApp offers a variety of ways to earn by trying new apps and games.
- Earnings: PayPal cash at $1 minimum
- Bonus: $1 bonus with promo code WEBMONKEY
Start earning with MyFreeApp!
8. Prime Opinion
Prime Opinion is an international survey site that’s easy to use and pays for your opinion.
- Earnings: $0.10 to $3+ per survey
- Cash Out: $5 minimum
- Rewards: Gift cards and PayPal
Sign up for Prime Opinion!
9. InboxDollars
InboxDollars offers various ways to earn, including surveys, videos, and shopping, with a $5 sign-up bonus.
- Earnings: $15 minimum cash out, $10 for future cash outs
- Rewards: PayPal and gift cards
Get $5 from InboxDollars!
10. Scrambly
Scrambly is a new rewards site that offers high-paying tasks like downloading games and answering surveys.
- Earnings: Up to $55+ per task
- Cash Out: PayPal at $1, gift cards available
Start making money with Scrambly!
11. Five Surveys
Five Surveys offers straightforward surveys with a competitive payout of $1 per survey.
- Earnings: $5 minimum cash out
- Rewards: PayPal and gift cards
Start earning with Five Surveys!
12. Swagbucks
Swagbucks is a well-known app that pays for surveys, gaming, shopping, and more.
- Earnings: Cash out with gift cards at $1, PayPal at $5
- Platform: Android and iOS
Start earning with Swagbucks!
Additional Money-Making Apps
13. Nielsen Panel
Nielsen Panel pays you $50+ per year to share your browsing data.
Try out the Nielsen Panel!
14. Honeygain
Honeygain lets you earn passive income by sharing your internet bandwidth.
- Earnings: PayPal cash at $20 minimum, JumpTask crypto anytime
Try Honeygain!
15. Money Well
Money Well pays you to play games with a low cash-out threshold of $0.50.
- Platform: Android
Start earning with Money Well!
16. Mistplay
Mistplay pays you to play new Android games, with a low cash-out threshold of $0.50.
Start earning with Mistplay!
17. Cash-Back Apps
Cash-back apps pay you for shopping. Top apps include:
- Bridge Money
- Ibotta
- Fetch
- Dosh
- Pogo
- Upside
Earn passive income with Bridge Money!
Best Money Earning Games Without Investment
Some of the top games include:
- Cash Giraffe (Android)
- Freecash (PC)
- Rewarded Play (Android)
- Lucky Match (iOS)
- MyFreeApp (PC)
- Swagbucks (PC)
How Much Can You Earn?
Realistically, you can earn $10 to $50 a month with these apps. It’s not a full-time income, but it’s an easy side hustle.
Final Thoughts
These are 12 of my favorite money-earning apps without investment. There are many ways to make money online without spending anything. If you want more ideas, check out my post on the 25+ highest paying apps for both Android and iOS devices.
Start earning today!
